Swiftbanks, Mill Road, Saggart
Swiftbanks is a new collection of 3-bedroom homes in Saggart, Co. Dublin, designed for first-time buyers and growing families alike. These homes offer a blend of community charm and urban convenience, featuring contemporary design, energy efficiency, and modern living spaces. Each home boasts spacious interiors with high ceilings, ample storage, and premium finishes, ensuring comfort and style. Sustainability is a key focus, with features like double-glazed windows, airtight insulation, and an advanced air-to-water heat pump system, achieving an impressive BER A2 energy rating. The local area provides excellent transport links, amenities such as schools, shops, restaurants, parks, and recreational options, making it an ideal location for a balanced lifestyle.
A total of 26 new homes are being offered for sale by SDCC under an Affordable Dwelling Purchase Agreement (ADPA). These homes are, subject to exceptions, being made available for first-time buyers only. These include:
Number of Homes | Property Type |
17 | 3 bedroom, mid-terrace house |
6 | 3 bedroom, end of terrace house |
2 | 3 bedroom, end of terrace with side entrance house |
1 | 3 bedroom, semi-detached house |
Buyers will enter into an ADPA with SDCC. Under this scheme, SDCC will take an equity share in the home—equal to the difference between the market value and the price you pay, expressed as a percentage of the market value. Applicants must require a minimum of 5% equity to be eligible to purchase.
The council may not seek realisation of its affordable dwelling equity for a 40-year period (other than for breach of the agreement). However, the purchaser may choose to redeem or buy out the affordable dwelling equity at any time by means of one or a series of payments to the council. Eligible applicants will be prioritised based on SDCC’s Scheme of Priority.
Applications
Applications for these new homes at Swiftbanks must be made through the online portal which will open at 10am on Tuesday 2nd September 2025. Please click here to access the portal. All information pertaining to eligibility criteria for the scheme is available here
It is recommended that applicants have their mortgage approval in principle prior to applying for an affordable home or at least be in a position to apply for a mortgage. Further information on income that is assessable, including rules around overtime, bonuses and commission, can be viewed here
In line with the Scheme of Priority, a minimum of 30% of these homes will only be available to applicants who are or have been living in the SDCC administrative area for a minimum of five years. Further information on the Scheme of Priority is available here
Property Type | Number of Homes | Open Market Value | Minimum Purchase Price | Approximate % reduction from market value | Typical Gross Household Income Limit* |
3 bedroom, mid-terrace house | 17 | €475,000 | €350,000 | 26.88% | €101,531 |
3 bedroom, end of terrace house | 6 | €500,000 | €360,000 | 29.47% | €106,875 |
3 bedroom, end of terrace w/side entrance house | 2 | €515,000 | €360,000 | 32.63% | €110,081 |
3 bedroom, semi-detached house | 1 | €520,000 | €360,000 | 33.68% | €111,150 |
* Income assessments and exceptions apply. Households with lower incomes may still qualify.
For Swiftbanks-Saggart brochure please click here
